Sole Traders

Simple, stress-free tax returns for sole traders — minimising your tax while staying fully compliant and helping you keep more of what you earn

CIS Refund SpecialistsCIS Tax Refunds

We specialise in maximising CIS tax refunds for UK subcontractors — ensuring every deduction and expense is properly claimed.

Making Tax Digital (MTD)

MTD doesn’t have to be complicated. We handle the setup, submissions and ongoing reporting — keeping you fully compliant with HMRC’s Making Tax Digital mandate.

who we are

We are a team of highly trained Accountants based in Cornwall but covering the nation.

15 +

years of
experience

Our success and growth has been based upon delivering very high standards of work without the formality and high charges normally associated with the ‘Typical Accountant’.

Member of the CPAA (Certified Public Accountants Association)

Recognised Agent by HMRC

Full Professional Indemnity Insurance

testimonials

what our clients say

Ashley

Can not recommend enough, nothing is to much trouble, after needing my books done quickly due to going for a house within days I had them back all done which I really appreciated.

Paul, decorator, Cornwall

This service has exceeded all my expectations on every level . Charlottes knowledge , experience and willingness to go the extra mile, makes her invaluable and has taken way all my stress concerning HMRC and some of its systems .

I would not hesitate to recommend this service for any tradesman, whether you think you need an accountant or not.

Top notch, thank you.

Melanie

Extremely efficient, fantastic value. Highly responsive and very easy to deal with – superb turnaround time. Highly recommended

Toby, Electrician, Basingstoke

Great company! Literally wouldn’t use anyone else now. Went self employed three years ago and came across Mytaxhero online so decided to contact them about doing my accounts. They’ve literally gone above and beyond with the service they’ve provided me. Always there to answer any questions I’ve had regarding my accounts and respond quickly too. Hands down one of the best out there.

Dave, Builder, Cornwall

I’m a self employed builder, MyTaxHero has been sorting my accounts out for the last three years, they have saved me time and money. I highly recommend using them. Whenever I have a query they’re always there for professional advice and help.

Craig

I’ve been using my tax hero (Charlotte) for the past 3 years for all accountancy work and tax rebates and I can’t fault her at all very fast in getting back to you getting all relevant information and getting it all submitted for me, very professional and always goes above and beyond for her clients would highly recommend my tax hero! Will continue to use them for the foreseeable.. Craig.

John

For my modest tax affairs “My Tax Hero” provides a complete service that just takes away all that worry about tax returns. Simple forms to complete and an engaging accountant make the whole process a doddle, well worth the fee. You won’t find better – highly recommended.

Louie

Cannot recommend mytaxhero enough very helpful , knowledgeable and talked me thru the entire process at every step

Toby, Self Employed

Great company! Literally wouldn’t use anyone else now. Went self employed three years ago and come across Mytaxhero online so decided to contact them about doing my accounts. They’ve literally gone above and beyond with the service they’ve provided me. Always there to answer any questions I’ve had regarding my accounts and respond quickly too. Hands down one of the best out there.

frequently asked questions

Find answers to the most common tax-related queries.

💷 What do I get for £199 per year?

We will:

  • Prepare and provide you with a full set of Accounts
  • Complete your Self Assessment Tax Return
  • Submit your Tax Return to HMRC
  • Deal with HMRC on your behalf
  • Arrange for any tax rebate to be paid directly to your bank
  • Advise you how much tax to pay (if any) and when
  • Check your entitlement to tax reliefs and benefits
  • Provide references for mortgage applications if needed
  • Monitor your MTD (making tax digital) obligations
  • Provide general email assistance throughout the year if you have any queries  

You won’t pay us a penny until your Accounts and Tax Return are completed and you have approved them.

👩‍💼 Who qualifies for the £199 package?

You qualify if:
• Your annual turnover is under £90,000
• You are not VAT registered
• You do not employ staff or subcontractors

From April 2026, Making Tax Digital (MTD) will begin to apply to individuals with income over £50,000. If this affects you, we’ll guide you through the process and discuss any additional reporting requirements well in advance — no surprises.

🧾 What if my turnover is more than £90,000 or I’m VAT registered?

That’s absolutely fine — your needs are just a little more complex.

We also work with VAT-registered businesses, employers, contractors and growing businesses. Just contact us for a personalised quote tailored to your situation

🧠 I currently do my own Tax Return — why should I switch?

Doing it yourself can seem cheaper — but it often costs more in the long run.

• Missed expenses = higher tax
• Incorrect reporting = potential HMRC issues
• New digital reporting rules = added complexity
• Time spent on admin = time not earning

We make sure you pay only what you legally owe — no more — while giving you complete peace of mind and more time to grow your business.

💰 How can you get me a bigger tax rebate than I can myself?

We’ve completed thousands of tax returns.
We know all about the legitimate allowances and expenses most people don’t realise they can claim.

Our job is to:
• Maximise your rebate

• Identify allowable business expenses you may be overlooking

• Review home-working, vehicle and mileage claims correctly

• Check capital allowances on equipment and tools

• Make sure personal tax reliefs aren’t missed

• Structure your figures in the most tax-efficient way
• Highlight opportunities to improve next year’s tax position

• Ensure everything is 100% compliant with HMRC
• Spot errors before they become costly problems

Do I need to send paperwork?

Nope. Everything is online.

We make the process simple.

You’ll complete an easy, guided year-end questionnaire with a few headline income and expense figures — no complicated bookkeeping required. Most clients complete this in around 20-30 minutes. From there, we handle the technical side: reviewing, adjusting, querying and finalising everything before submitting to HMRC

⏳ How long does it take to complete my Accounts & Tax Return?

We aim to complete your return within one week of receiving your information — and in many cases, even sooner.

🏦 When do I pay?

You only pay once:

  • •Your Accounts & Tax Return are completed
  • You’ve reviewed them
  • You’ve electronically signed them
💸 How long does a tax rebate take to arrive?

Once submitted, HMRC typically issue rebates within 2 weeks.

Because we’re authorised as your agent, we can:

Speak to HMRC directly on your behalf
So you can avoid the infamous HMRC hold music and get on with running your business.

Monitor progress

Chase delays

🔄 Why should I switch from my current accountant?

Many clients move to us because they want:

• A friendly, approachable accountant they can actually talk to

• An accountant who treats your money as if it were their own
• Clear, jargon-free advice (no confusing technical language)
• Proactive support — not just a once-a-year tax return
• Confidence they’re not overpaying tax

• Transparent, fixed pricing with no hidden surprises
• A modern, fully online and digital-ready service

Switching is easier than most people expect — and many clients tell us they wish they’d done it sooner.

🤝 I would like to move from another accountant — what do I need to do?

Nothing complicated.

Just provide their details on the sign-up form and we’ll handle professional clearance and collect the information we need.

😬 What if I haven’t kept receipts?

Don’t panic.

We understand that small businesses don’t always have perfect records. There are simple and practical ways to work around this.

We’ll review your situation, guide you and make sure everything is handled correctly and compliantly.

🧾 Can you help with previous or late tax returns?

Yes — and you’re not alone.

Many clients come to us after:

  • Missing one or more deadlines
  • Falling behind on previous years
  • Receiving penalty notices from HMRC
  • Realising they have submitted incorrect tax returns

We can:
• Submit outstanding returns
• Amend previous returns
• Assist in reducing or, in some cases, removing penalties where appropriate

The sooner we act, the more options we have to limit further penalties and get everything back on track.

No judgement — just practical solutions and a clear plan to get you back on

📉 What if I’ve left it late?

Even if:

  • The deadline is approaching
  • You’ve missed a previous deadline
  • You’re behind on previous years

Contact us.

The sooner we act, the better we can limit penalties and sort things out.

💳 Do HMRC offer payment plans for me pay my tax bill?

If tax is due, we can:

  • Advise how much to set aside for future
  • Explain Payments on Account
  • Guide you on HMRC Time to Pay arrangements if needed
🏡 Can you help with mortgage references?

Yes.

We can provide:

  • SA302s
  • Tax Year Overviews

Lenders often require these — we’ll get them sorted quickly for you.

📩 How do we communicate?

We mainly communicate by email — it keeps things quick, clear and easy to refer back to.

But we’re real people, not robots — if you’d prefer a phone call, just let us know and we’ll arrange one.

🌍 Do you work nationwide?

Yes — as everything is online. We work with clients all over the UK.

🔐 Is my information secure?

Yes.

We use secure online systems and HMRC-approved submission software.
Your information is handled confidentially and in line with data protection regulations.

💬 How do I get started?

Just fill in our quick online contact form and we’ll guide you through the easy sign-up process.

It’s simple, stress-free and we take care of the rest.

Still unsure? Complete our quick contact form and we’ll happily answer any questions before you commit.

Contact Us